Credit reporting basics

This guidance note starts with an outline of the credit reporting legal framework. It then explains the structure of Pt IIIA of the Privacy Act that relates to credit reporting, provide an overview of the rules, and explains selected key definitions, including “credit reporting business”, “affected information recipients”, “credit information”, “credit reporting information”, “credit eligibility information”, “CRB derived information” and “CP derived information”. “Notifiable matters” is a key CR Code concept, and its meaning is also explained.

See Credit reporting basics.