Practice Areas
Banking & Finance
- Get free trial for practice areas as below
- Business
- Consumer
- Corporations
- Criminal
- Employment
- Family
- General Counsel
- Governance
- Immigration
- Intellectual Property
- Personal Injury NSW
- Personal Injury Qld
- Personal Injury Vic
- Personal Property Security
- Property
- Succession
- Work Health & Safety
- Tax
- Mergers & Acquisitions
- Banking & Finance
- Social Justice
- Cybersecurity, Data Protection & Privacy
- Insolvency
- Competition
LexisNexis Practical Guidance®
Straightforward guidance across a range of topics
- Consumer credit
- What is consumer credit
What is consumer credit and what credit contracts are regulated by the NCC?
The principal legislation governing consumer credit in Australia is the National Consumer Credit Protection Act 2009 (Cth) (NCCPA), and the National Credit Code (NCC), which is Sch 1 to the NCCPA.
This guidance note explains how the NCCPA and NCC define consumer credit, the operation of Regulations and ASIC, what credit is exempt from the NCCPA and NCC, and provides a glossary of concepts and terms used in key legislation.
See What is consumer credit and what credit contracts are regulated by the NCC?
