Credit guide

Credit providers, credit assistance providers (such as mortgage and finance brokers), and credit representatives are required to provide a consumer with certain disclosure documents before entering into a consumer credit contract (or consumer lease).

As part of the responsible lending obligations of a licensee, the pre-contract disclosure obligations may require providing a credit guide to consumers.

This guidance note explains the requirements of a credit guide, exemptions to providing a credit guide, and practice tips for credit guides.

See Credit guide.